Swearing alert as always, but important points made in this clip. If your advisor is not a fiduciary, they are a sales person mandated to maximize their firm and personal profits ahead of your best interests. And you cannot afford it.
Saving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Here is a direct video link.
The number one important piece of financial advice which is not mentioned in this clip, and is rarely mentioned ever, is: pay off debt first. Pay off debt before you even start trying to build up non-registered retirement savings. If you are with an adviser (even one who is a fiduciary) who counsels you to borrow to buy securities, or borrow rather than withdraw money from your existing non-registered savings accounts, get a new adviser! Find one who will put your best interests ahead of maximizing fees for themselves. Full stop. No exceptions. This is critical! Pass this info on to everyone you care about.