Daily Archives: June 9, 2022

The higher the ratio of investors and secondary buyers in a housing market, the less stable prices tend to be. In urban areas within an hour’s drive of Toronto (broad GTA), the average sale price topped $1,000,000 in February 2022, … Continue reading →

Consumer layaway plans were popular in the debt-fueled boom before the market and economic crash of 1929. Every cycle, finance rolls out old leverage tricks enabling a near-term consumption bump by selling sketchy debts to indiscriminate investors. Same junk another … Continue reading →

I’ve long said that people with excess savings (funds they do not need for income or spending needs), who feel more secure with some allocation to precious metals, should do so by holding physical bullion or coins rather than paper … Continue reading →