Monthly Archives: January 2025

For the last 50 years, Americans have flocked to the warm, sunny South. But, as climate change makes extreme heat, hurricanes, wildfire and flooding worse, will that trend ever STOP? Well, some regions might just be showing signs of a … Continue reading →

The Great Fire of London in 1666 prompted the creation of the first fire insurance companies, which later evolved into broader property insurance. Home insurance became more widespread in the 19th century, particularly in the United States and Europe, as … Continue reading →

While the U.S. Federal Reserve cut overnight rates by 125 basis points since November 2023 (below on the lower right), the U.S. 10-year Treasury yield has risen more than a percentage point, touching 4.8% for the first time since October … Continue reading →