Monthly Archives: April 2025

According to the Education Data Initiative report, the total outstanding debt in US student loans (federal and private) is a record $1.77 trillion for more than 42 million borrowers. The average debt of a federal student loan borrower is about … Continue reading →

Unfortunately, many individuals and pensions hold high, inappropriate financial risk that pays rich fees to ‘advisors’ and product creators.Clients can be hard to help as they often prefer the ‘good news’ touted by sell-side wizards over sober, fiduciary assessments made … Continue reading →

Risk markets are staging another bear market bounce on Trump’s latest statement that he does not intend to fire Fed Chair Powell. They are also negotiating with China. These things pass as good news today, but the macro picture continues … Continue reading →