Yearly Archives: 2025

The winds of change are blowing around the globe. 74 countries representing half of the world’s population held national elections last year. Many of them — including the US — saw a replacement of the ruling incumbent by the opposition, … Continue reading →

For the last 50 years, Americans have flocked to the warm, sunny South. But, as climate change makes extreme heat, hurricanes, wildfire and flooding worse, will that trend ever STOP? Well, some regions might just be showing signs of a … Continue reading →

The Great Fire of London in 1666 prompted the creation of the first fire insurance companies, which later evolved into broader property insurance. Home insurance became more widespread in the 19th century, particularly in the United States and Europe, as … Continue reading →