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Author Archives: Danielle Park
Harder to get insurance is a game changer
In the US inflation estimate for January, auto insurance premiums rose 20.6% year over year, while tenant and household insurance rose 6% annualized over just the last three months. Across the developed world, insurers are exiting some areas and demanding … Continue reading
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New tax filing requirements for jointly held assets in Canada
New bare trust reporting requirements for the 2023 tax year include accounts where adults have been added to the bank and investment accounts of another relative. For Bare Trusts ending December 31, 2023, you have to file a T3 tax … Continue reading
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What it means to restore home affordability in Canada
To restore Canadian home affordability to historically sustainable levels, prices need to halve, incomes double or some combination of both. All options are painful in the short to medium term for asset prices, the leveraged and Canada’s real estate-concentrated economy. … Continue reading
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