Author Archives: Danielle Park

Mortgage math matters

The Bank of Canada is now expected to hike the base interest rate by .50% at its next several meetings toward 2.5% by year-end. The bond market has sold off sharply to price in these aspirations, so fixed mortgage rates … Continue reading

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When “guaranteed returns” are everything but

The free-for-all of asset bubbles builds a world of hurt for would-be “investors” who neglect math and due diligence work.  Old lessons are ripe for relearning here.  See:  Real estate company collapses, 500 homes affected, $10m from investors across Canada missing.  … Continue reading

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Betting on more of the same?

The CRB commodity price index (39% fossil fuels and 41% agriculture) has leapt 25% since Russia invaded Ukraine on February 24th and is up 38% year-to-date. If that pace of increase were to continue over the balance of 2022, it … Continue reading

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