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In my experience the financial advice business is largely populated by those who are financially inept in their own affairs and dangerously undereducated in their supposed field of expertise. Part of the problem has been low barriers to entry where … Continue reading →

Goosed on renewed oil speculation and (in over view misplaced) ideas that Canada might decouple the global downturn and move the BOC to tighten interest rates soon, the Loonie has lifted again with the Euro/equity risk trade over the past … Continue reading →

For the past 15 years, investors have been over-expecting and under-achieving portfolio return targets. The great majority of investment advisors and managers have been aiding and abetting the shortfalls with unrealistic projections and passive and perpetual equity allocations that hope … Continue reading →