Category Archives: Main Page

Independent measurements and insights (i.e., not coming from investment sales firms) are very rare and valuable. You have to know where to look and also want to see. ECRI’s Lakshman Achuthan updates on the business and market cycle in the … Continue reading →

After past housing bubble peaks in Canada and elsewhere, home prices contracted 25%+ nationally and stayed relatively flat in the following decade or so. That allowed incomes to advance on shelter costs and restore affordability over time. A similar pattern … Continue reading →

US household debt has surpassed a fresh record of $17.1 trillion. $12 trillion is in mortgages (more than twice the 2006 bubble top), $1.6 trillion in auto loans, and over $1 trillion in credit card debt, all with the highest … Continue reading →