Category Archives: Main Page

Retail participants going for broke (again)

Lockdowns and layoffs have given the masses both free time and a plunge in income over the past three months. This has led to a surge in gambling appetite, hoping to win money through online trading.  Last October’s switch by … Continue reading →

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Bear markets bounce before they pounce some more

Historically, it is typical for the most widely held, over-valued stocks in a market cycle to have negative or zero returns for many years thereafter.  Today, the top five stocks in the S&P 500–Microsoft, Apple, Amazon, Alphabet (GOOGL), and Facebook–make … Continue reading →

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New normal: consolidation in location and education

In the last decade, the dominant corporate model has been about rewarding short-term extractive shareholders and lenders, at all costs, with the masses dependent on debt to make ends meet.  The price has been lost savings and productive investment along … Continue reading →

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