No credit-sellers, people are not ‘richer than they think’, home equity lines of credit tend to be financially harmful not smart, and people don’t need to consume more to be happy. In fact studies show that happy people tend to spend less and save more. Today the average American worker is unhappily living pay cheque to pay cheque. See: The hidden reasons people spend too much.
Researchers are beginning to discover why you can break your budget despite getting all the basics right.
This clip outlines some refreshingly honest points on building household financial strength. Here is a direct video link.