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As central banks and QE spirits encouraged yet one more round of levered speculation between 2012 and 2015, ‘hot money’ borrowed in Yen at rock bottom interest rates (and a weakening currency) and bought US denominated stocks and bonds (at … Continue reading →

Income-seeking investors are today naively looking for shelter in some of the most heinously over-valued assets of all time.  Dividend income is always sorely insufficient compensation for huge capital losses. Losses of more than 50% were experienced in these equities … Continue reading →

Once we develop good conversation-listening skills ourselves, we are likely to notice how few people have them and may often come away from social interactions feeling bored, depleted and even abused. Good conversation is a skill one can learn, but … Continue reading →